Danny Kirchofer in front of a Nebraska barn
Independent Insurance Advisors · Kansas City

Coverage with both feet on the ground.

Health, life, and Medicare coverage guided by one advisor who works for you, not the insurance companies.

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“Trust isn’t given, it’s earned.”
I don’t work for the insurance companies, I work for my clients.
Danny Kirchofer, Founder
Representing 12+ trusted carriers
BlueCross BlueShield UnitedHealthcare Aetna Cigna Mutual of Omaha Allstate Health Solutions Transamerica Americo
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Coverage for every season of life

Individuals, families, and businesses, from self-employed folks to growing companies with employees in multiple states. No two clients are the same; your coverage shouldn’t be either.

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Personal Health Insurance

Individual & family plans: preventive care, prescription benefits, mental health coverage, and telemedicine.

Employee Health Benefits

Small & large group plans, self-funded options, wellness programs, and compliance support for growing companies.

Medicare & Senior Health

Clear guidance through Parts A, B, C, D and Medigap. Plain answers, zero pressure.

Danny Kirchofer
Danny Kirchofer
CEO & Founder
About Kirchofer

A Nebraskan at heart, shaped by discipline and service

I was born and raised in Omaha and attended Creighton Preparatory School, a Jesuit-run institution. There I was introduced to values like cura personalis and magis, which still guide how I work today. Cura personalis is about caring for the whole person: not putting someone in a box, but understanding their specific situation, needs, and goals. That’s exactly how I approach my clients.

I don’t see this business as selling policies. I see it as an ongoing relationship with someone you can trust to take care of your needs. I don’t work for the insurance companies, I work for my clients.

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Claims without the phone tree

When something goes wrong, you get a direct line to Danny, not an automated menu.

Step 1
Gather your info

Your policy number, dates, and any documents related to the claim.

Step 2
Contact us

Call or send the claim-assistance form. Danny responds within 24–48 hours.

Step 3
Resolution

We work with your carrier until it’s settled and keep you posted the whole way.

How claims work →

See what coverage costs in about a minute

Non-binding estimates for health, life, disability, final expense, and dental/vision plans, based on national average market pricing.

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